Workflow Steps

Full Workflow

1. Selecting consents:
   • Select those consents where:
     • The account to be used for the transfer (debtorAccount) is found in the consent account list.
     • The consent validity period has not yet expired (expiry).
     • The consent status is APPROVED.
     • The signatory (signer) in the consent has signing authority on the account to be used for the transfer.
   • If the signatory is a sole signatory, one consent is sufficient.
   • If the signatory is a member of a joint signatory pair, you must also find the second consent in which the other member of the pair is the signer.
2. If there is no usable consent:
   • Before initiating the transfer:
     • If there is a consent awaiting approval:
       • The approving person must be notified.
       • The consent status must be polled.
     • If there is no consent awaiting approval:
       • Consents must be created.
3. Submitting the payment and managing its status:
   • Submit the payment.
   • Evaluate the status from the response:
     1. ACSC – successful.
     2. RJCT – an error occurred:
        • Must be resubmitted.
        • If unsuccessful, escalate to support.
     3. PNDG – the transaction became an IG2 transaction, not AFR; final status expected later.
     4. ACSP – the transaction became an AFR transaction, but the status must be queried:
        • Call the query-payment API operation.
        • RJCT – see above.
        • ACSC – successful.

Consent workflow

Payment workflow